Saudi traffic regulations allow parties involved in road accidents to challenge liability assessments they believe are unfair. Understanding the procedures for objecting to a traffic accident report and complying with the applicable legal deadlines is essential to protecting their rights and seeking a lawful reassessment of liability.
In this guide, we explain the available electronic objection procedures through Najm and Absher, the applicable deadlines, and sample formal objection letters and legal submissions that may be used before the competent traffic authorities and courts.
The procedure for filing a traffic accident objection in Saudi Arabia depends on the authority responsible for handling the accident.
There are three main avenues for challenging a traffic accident report or seeking a review of liability.
If Najm handled an insured minor traffic accident, you can review the accident details and pursue the available objection procedures through its electronic services.
The process may include:
If the accident was handled directly by the Traffic Department, or the objection requires review through the traffic authorities, the relevant service may be available through the Absher Individuals platform.
The general steps include:
If an objection is rejected by the relevant traffic authority or Najm, and the affected party maintains that the accident report contains an error, legal proceedings may be considered where the applicable law permits.
Judicial proceedings may also be necessary in serious accidents involving bodily injuries or fatalities.
Depending on the nature of the claim and the competent authority’s jurisdiction, the affected party may seek judicial determination of liability or pursue a private-rights claim.
Relevant judicial services may be accessed through Najiz, the electronic platform operated by the Saudi Ministry of Justice.
The general period stated by the Saudi Traffic Department for objecting to the percentage of liability assigned in a traffic accident is 10 days from the date of the accident, unless the competent authority accepts a valid excuse for the delay.
It is important to distinguish this deadline from the time limits applicable to traffic violation objections, vehicle damage assessments, insurance claims, or appeals against court judgments, as these involve different procedures.
When a traffic accident occurs, the competent authority prepares a report identifying the circumstances of the accident and assigning responsibility to the parties involved.
If a party believes that the assigned percentage of liability is incorrect or unfair, they may submit an objection explaining the factual and legal grounds for requesting a review.
The following templates may be adapted to the circumstances of the case and the requirements of the relevant authority.
This template may be submitted to the competent Traffic Department to request a review of the accident report and the relevant technical findings.
To: The Competent Traffic Department
Subject: Objection to Traffic Accident Liability Assessment
Dear Sir/Madam,
I, the undersigned, hereby submit this formal objection concerning the traffic accident that occurred on //2026, registered under accident reference number (__________________).
Applicant Information:
According to the accident report, I was assigned (______%) of the liability for the accident.
I respectfully object to this assessment on the following factual and legal grounds:
Grounds for Objection:
Actual Circumstances of the Accident:
Evidence Supporting the Objection:
Photographs of the accident scene, surveillance footage, or other relevant evidence, as attached.
Supporting Technical Reports:
Request:
In light of the above, I respectfully request that the competent authority reconsider the percentage of liability assigned to me, review the evidence and technical findings, and verify that the accident report accurately reflects the circumstances of the incident.
Thank you for your consideration.
Submitted By: ______________________________
Signature: __________________________________
This template may be adapted for use where a traffic-related dispute has reached the competent court and a party seeks to challenge a judicial decision or judgment in accordance with the applicable legal procedures.
In the Name of Allah, the Most Gracious, the Most Merciful
To: The Honorable Presiding Judge and Members of the Competent Judicial Circuit
Subject: Objection to a Traffic Accident Decision or Judgment
Your Honors,
I, the undersigned, ______, respectfully submit this legal objection concerning the traffic accident decision or judgment issued on **__//2026**, under case or judgment number **()**.
The Contested Decision or Judgment:
The operative part of the decision or judgment under objection states:
“________________________________________________”
Grounds for Objection:
I respectfully submit this objection based on the following factual and legal grounds:
Relief Requested:
In view of the circumstances and supporting evidence outlined above, I respectfully request that the competent court:
Review and, where legally justified, set aside or amend the contested decision or judgment and reconsider the allocation of liability based on the attached technical and factual evidence.
I respectfully request that the court grant the appropriate relief in accordance with the applicable law.
Thank you for your consideration.
Applicant’s Signature: _________________________
You can submit an objection through the official Taqdeer website using its available objection service.
The objection should identify the disputed assessment and include supporting documentation, such as photographs or evidence of vehicle damage that was omitted or incorrectly evaluated.
The general period for objecting to the assigned percentage of liability in a traffic accident is 10 days from the date of the accident, unless the competent authority accepts an excuse for submitting the objection after that period.
You should confirm the applicable deadline and submission requirements with the authority handling your accident.
The process generally involves three steps:
Liability is generally expressed as a percentage assigned to each party based on the circumstances and evidence of the accident.
The assessment may assign 0%, 25%, 50%, 75%, or 100% responsibility, depending on the findings of the competent authority.
A 0% assessment indicates that the party was not assigned responsibility, while 100% indicates full responsibility. Intermediate percentages reflect shared responsibility.
Traffic violation objections are subject to different rules from objections to traffic accident liability assessments.
Under Absher’s published electronic objection requirements, the objection generally must be submitted within 30 days of the violation being recorded.
The electronic service also restricts repeated objections to the same violation once a decision has been issued through the relevant procedure.
Other conditions and available legal remedies depend on the applicable regulations and the circumstances of the violation.
Insurance-related claims and disputes are governed by the applicable insurance laws and procedural rules.
Under the rules published in 2026 governing insurance disputes, insurance claims before the competent dispute committees are generally subject to a five-year period from the date the claimed amount becomes due, unless an accepted excuse or other applicable legal provision affects the claim.
This should not be confused with the deadline for submitting an initial insurance claim to the insurer. The relevant policy terms, claim requirements, and statutory procedures should be checked in each case.
If you need legal advice regarding a traffic accident objection or a related insurance dispute, you can Request a Legal Consultation or Contact Us on WhatsApp.
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